As is your Omicharger perk, which would make weapons and gear prices go up. But I like your idea and that's the propose of the perks, to make your life easier and more enjoyable.
It would send to your inventory, not your bank. The only thing is that you wouldn't need to get the loot by yourself.
If it is thaaaat OP then yeah, forget about it. But i've worked with such benefits before and nobody complained about it, people even grinded for it.
It makes pvm experince less boring, i'd buy it even if it was like 30$.